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Taramaya Group
In this Group: Martha, Carmen Rosa , Catalina, Jesus , Eugenia Margarita, Juan , Agustina, Marmacel
The communal bank “TARAMAYA” will begin its third loan cycle with Pro Mujer, as part of Centro Focal de Achacachi. The group has eight members, and Martha is president of its board. The members work at various jobs including selling milk, cheese, and vegetables and bricklaying. The loan will benefit a variety of micro businesses such as Martha's. She says she joined Pro Mujer two years ago at the invitation of a friend who works for the institution.

Martha sells livestock, a trade she learned from her parents and has been working at for years. She is applying for a working capital loan to buy livestock at wholesale in nearby communities to raise and later sell and fill orders in the city of El Alto. Her work allows her to earn income to support her household as best she can. She is married and has five children. She says that what she most likes about Pro Mujer is that she now saves money.
View original language description ↓
La A.C. “TARAMAYA” iniciará el tercer ciclo en Pro Mujer, como parte del Centro Focal de Achacachi, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Martha es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de queso, venta de leche, albañiles, venta de verduras.

El crédito que sacaran beneficiara a pequeñas microempresarias con distintos rubros, donde la señora Martha es parte integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de ganado, cuenta que hace años aprendió este negocio, heredándolo de sus padres.

El crédito que ahora sacará es para el aumento de capital (compra de ganado) que adquirirá de las comunidades aledañas, por mayor, y posteriormente a la crianza lo comercializará a pedido en la Ciudad de El Alto. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su hogar pues ella es casada y tiene cinco hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta los ahorros.


Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 197
    View loans »
    Bolivia Loans Fundraising
  • $31,410,700
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Taramaya Group's $1,475 loan helped a member to buy livestock.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 5, 2012
Listed
Jan 1, 2013
Currency Exchange Loss:
Covered
Ended:
Oct 17, 2013