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Girasol Group
In this Group: Gladys Antonia, Ana Lilian, Nancy Carolina
Gladis, 35, is a member of the group Solidario Girasol (Sunflower Solidarity). She is married and the mother of three children, her husband is a laborer; they are a very hardworking and honest family living in the village of Tepusteca, Olanchito, Yoro.

Gladis started her business 14 years ago; she makes handicrafts which she learned how to do from taking a course in INFOP and also from her mother who was engaged in the manufacture of handicrafts. Her hours of operation start at 8:00 am and end at 6:00 pm, her advantage being that she has very good customers.

Gladis needs the requested loan to invest in the purchase of raw materials to manufacture her handicrafts. With the help of this loan, her life will change now that she will have the material available to create her products and thus have a better income to help support her family. Her dream is to succeed in her business and that her children become professionals. This is the second loan that Gladis is getting from FAMA and thankfully, she has done very well with making her payments.
View original language description ↓
Doña Gladis tiene 35 años de edad, es miembro del Grupo Solidario Girasol, es casada y madre de tres hijos, su esposo es jornalero, son una familia muy trabajadora y honesta, residen en la aldea tepusteca, Olanchito, Yoro. Doña Gladis Comenzó su negocio desde hace 14 años, ella se dedica a la elaboración de artesanías lo cual aprendió del oficio porque saco un curso en INFOP y también que su madre se dedicaba a la fabricación de manualidades, su horario de atención inicia desde las 8:00 am y culmina a las 6:00 pm, su ventaja es que tiene muy buena clientela. El préstamo que doña Gladis solicita lo necesita para invertirlo en la compra de materia prima para fabricar sus manualidades. Con el apoyo de este préstamo su vida cambiaria ya que tendrá material disponible para fabricar sus productos y así podrá tener mayores ganancias para ayudar al sustento familiar. Su sueño es tener éxito en su negocio y que sus hijos sean profesionales. Es el segundo crédito que doña Gladis recibe en FAMA y gracias a Dios le ha ido muy bien al cancelar sus cuotas

Additional Information

About FAMA:

Honduras is one of the poorest countries in the Western Hemisphere with approximately 59% of people living below the poverty line. Familia y Medio Ambiente OPDF (FAMA OPDF) is a Honduran non-profit with no religious or political affiliation. FAMA’s mission is to provide quality and opportune financial services so that men and women have equal opportunities to develop their micro or small businesses, whether they focus on agriculture, manufacturing or services. FAMA operates 13 branches throughout Honduras and serves over 12,500 clients.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Honduras

  • $4,800
    Average annual income
  • 80
    View loans »
    Honduras Loans Fundraising
  • $9,175,850
    Funds lent in using Kiva
  • 19.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A portion of Girasol Group's $825 loan helped a member to buy raw materials for handicrafts.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Nov 30, 2012
Dec 29, 2012
Currency Exchange Loss:
Jun 21, 2013