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Agua Dulce Group
In this Group: Elsa , Janneth, Hilda , Maria Isabel, Margarita, Benita , Olga
Agua Dulce Communal Bank will start its first loan cycle with Pro Mujer as part of the Santiago II Regional Office. It's made up of seven members and governed by a board of directors of which Elsa is the president. The businesses carried out by the bank members are varied and include clothing sales, craft sales, auto body repair, bleach production, video production and sales, making tracksuits, and food sales.

The loan they're going to get will benefit micro-enterprises of which Elsa's a member. She indicates that it's the first cycle that she's a member of Pro Mujer, having joined on the invitation of a consultant of the institution who visited her at her house. Currently she has a business selling food that she set up years ago with her daughter's help.

The loan she's going to get is to increase capital to purchase tables and dinnerware, which she'll buy from the stores that sell wholesale, to use in her business space. This job allows her to generate resources to support her family because she's married and has two children.

When asked what she likes about Pro Mujer, she says she likes the trainings, the health field, and the loan.
View original language description ↓
La A.C. “AGUA DULCE” iniciará el primer ciclo en Pro Mujer, como parte del Centro Focal de Santiago II, está compuesta por siete integrantes y está dirigida por una mesa directiva donde la señora Elsa es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de ropa, venta de artefactos, chapería, elaboración de legía, producción y venta de videos, tejido de busos, venta de comida.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Elsa es integrante, ella indica que es el primer ciclo que integra Pro Mujer, ingresando por invitación de una promotora de la institución que le fue a visitar a su casa. En la actualidad ella tiene un negocio de venta de comida, negocio lo implemento de hace años atrás con el apoyo de su hija.

El crédito que ahora sacará es para el aumento de capital (compra de mesas y vajillas) que adquirirá de las tiendas que venden por mayor y posteriormente lo implementará en su espacio e comercialización. Esta forma de trabajo le permite generar recursos para el sustento de su familia, ya que ella es casada y tiene dos hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones, el área de salud y el crédito.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 90
    View loans »
    Bolivia Loans Fundraising
  • $30,126,850
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Agua Dulce Group's $1,775 loan helped a member to buy tables and dinnerware.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 30, 2012
Listed
Jan 1, 2013
Currency Exchange Loss:
Covered
Ended:
May 17, 2013