Update on Maria DulaMaría, 36, is divorced and has three children. She lives in the Maica Central area of Cochabamba. She makes a living producing milk and raising pigs. María's very dedicated to her job.
María's dedicated to her children's education because when she divorced it was decided that her husband would give her an allowance for the children's education. He hasn't supported her yet, though, because one of the children went to live with him in El Chapare.
She works from early in the morning to deliver the milk so she can give her children, who are in school, the best she can and so they don't lack anything. María worked producing milk from a very young age without stopping, even when she was pregnant.
The loan she's requesting is to buy fodder. This will increase her income because she will have better production and be able to produce more liters of milk.
She dreams of a better future for her children and asks that they never make the same error she did of getting married young without having finished school and without a profession. She wants her daughter to be able to have a career and a better life than she herself had.
La Señora María se dedica a la educación de sus hijos puesto que cuando se divorcio quedo que el esposo le pasaría pensiones para la educación de los niños pero hasta el momento no la apoya, ya que uno de los hijos se fue a vivir con su padre al Chapare. Ella trabaja desde muy temprano para la entrega de la leche para que no les falte nada a sus hijos que están en la escuela y darles lo mejor que ella pueda brindarles, La señora María trabajó desde muy joven en la producción de leche, sin parar aun estando embarazada. El préstamo que solicita es para compra de forraje, esto incrementara sus ingresos porque podrá entregar más litros de leche ya que tendrá una buena produccion. Ella sueña con un mejor futuro para sus hijos y les pide que jamás cometan el error que cometió de casarse joven sin antes haber acabado sus estudios y sin tener una profesión, quiere que su hija pueda realizar una carrera y tener una vida mejor que la que tuvo ella.
Previous Loan DetailsMaría, 34, is divorced and has three children. She lives in the Maica Central, a zone in the city of Cochabamba. She’s a dairy farmer and also raises pigs. María is very dedicated to her work. María is dedicated to her children’s education because when she became divorced it was agreed th... More from Maria Dula's previous loan »
About CIDRECIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 15 months (Additional Information)
- Repayment Schedule
- Nov 30, 2012
- Feb 1, 2013
- Currency Exchange Loss:
- Jan 17, 2014
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.