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Enel
Enel, 47 years old, works selling fish, a traditional activity that he does “because his parents did so.”

Every day Enel works from 6:00 in the morning until 4:00 in the afternoon selling the renowned bocachicos, bream, snapper, and mackerel which are his main products. He buys them in towns located alongside the river, where he packs them in styrofoam with ice in order to transport them. He approaches the market formed by residents from his neighborhood and pedestrians who walk along the streets there.

His goal is to increase the volume of sales but his working capital is not sufficient to manage this, which is why he is asking for a Kiva loan, his first loan through Fundación Mario Santo Domingo, so that he can buy fish that families have ordered for the end of the year to celebrate Christmas and the coming of the New Year by eating stew from the products Enel sells, in order to remove the discomfort that stays after drinking and dancing all night. This is why his Kiva loan will be successful, because he makes it within the frame of his experience and requests from his customers who he needs to please, to sustain himself in the marketplace.
View original language description ↓
Enel de 47 años se dedica a la venta de pescados, actividad que realiza tradicionalmente “porque sus padres así lo hicieron”. Enel todos los días desde de las 6 de la mañana hasta las 4 de la tarde trabaja vendiendo los famosos bocachicos, mojarra, pargo y jurel, que son sus principales productos y los compra en Poblaciones ubicadas a la orilla del rio, donde los empaca en cavas de icopor, con hielo, para su transporte. El mercado que aborda está conformado por sus vecinos del barrio y los transeúntes que por allí recorren las calles. Su meta es aumentar el volumen de sus ventas pero su capital de trabajo no es suficiente para lograrlo, por eso acude a un credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, mediante el cual comprará pescados que tiene encargado por familias, que se reúnen al final de año para celebrar las navidades y la llegada del año nuevo y consumen sancochos de ese productos que vende Enel, para quitarse el malestar que les queda después de consumir licor y bailar toda la noche y esta es justamente la razón por la cual su credikiva tendrá éxito, porque lo hace en el marco de su experiencia y de las solicitudes de su clientela a quien necesita complacer, para sostenerse en el mercado.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 360
    View loans »
    Colombia Loans Fundraising
  • $14,083,800
    Funds lent in using Kiva
  • 1,778.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Enel to buy fish to sell to his customers in order to celebrate their holiday activities.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 17, 2012
Listed
Jan 1, 2013
Currency Exchange Loss:
Possible
Ended:
May 7, 2014