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He is an entrepreneurial man with the desire to overcome and has many opportunities to do something great with his life. His greatest desire is to provide a better future for his family, seeking new horizons and forgetting the crime that surrounds them.

He has a family, for which he works every day. He is very hard working, and for some time, has been dedicated to the sale of women's shoes. He feels proud because he has managed with good results. His business is known and has an excellent clientele. He does business in a place he identifies as very good for his activities. His goal is to have better benefits that will help him fulfill his dreams.

He is convinced if he increases his sales, he will increase his earnings, which is why he is requesting a loan that will allow him to buy shoes at wholesale.

He appreciates the contribution that he will receive. He also has hope that God will not abandon him, and he will no longer be influenced by bad company. Always being busy with good work like this is the best way for him to improve his family and to ensure he sets a good example for them.
View original language description ↓
Es un hombre emprendedor con deseos de superación y con muchas posibilidades de hacer algo grande con su vida, su mayor deseo es entregarle un mejor futuro a su familia buscando tener nuevos horizontes y olvidándose de la delincuencia que los rodea. Tiene un grupo familiar por el cual se esfuerza día a día, es muy trabajador y desde hace algún tiempo se dedica a la venta de zapatos para dama, se siente orgulloso porque ha logrado que le dé buenos resultados, su negocio ya es conocido y tiene excelente clientela, comercia en un lugar que identifico como muy bueno para desarrollar sus actividades; su meta es tener mejores beneficios que le ayuden a cumplir sus sueños. Él tiene la convicción de que si aumenta sus ventas así aumentarán las ganancias, es por eso que se acercó a solicitar un crédito que le permita comprar zapatos por mayor. Agradece la colaboración que recibirá además tiene esperanza en Dios que no lo abandonará para ya no verse influenciado por malas compañías y estar siempre ocupado en obras buenas como ésta, para así velar de la mejor manera por su familia y ser ejemplo correcto para ellos

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 744
    View loans »
    El Salvador Loans Fundraising
  • $27,054,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped this borrower to buy shoes at wholesale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 22, 2012
Jan 8, 2013
Currency Exchange Loss:
Aug 18, 2013