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Enthusiasm to overcome is one of the most important dreams of this young woman that lives with her family in their home. She is dedicated to the sale of smoked sausage sandwiches. She has had the business for a small amount of time, and has valuable experience in sales, which allows her to get more profit.

She sells in a strategic location that she described as very good for her activities. She is already well known by the local people and has customers that prefer the quality of her products, good prices, and above all, excellent service. She is a fighter, dedicated to her work, and, every day, strives for a better future with new opportunities away from the social violence in her area, of which she is a victim. Day to day, she tries her hardest because she is happy with her work and doesn't want to disappoint her family.

In the last few weeks, the demand for her products has increased and she needs to make a new investment. For this reason, she is requesting a loan to buy bread, sausages, meat, seasonings, etc.

This young woman is motivated and thankful for the support. She knows she has good payment references and is very responsible. She ensures that she will be able to pay off the debt and at the same time has the confidence that will carry her humble home to economic security.
View original language description ↓
El entusiasmo de superarse es uno de los sueños mas importantes de una joven mujer que vive junto a su grupo familiar en asa propia, ella se dedica a la venta de tortas mortadela de carne y ya tiene poco tiempo con el negocio y con el tiempo quiere valiosa experiencia en las ventas que le permitan obtener las mejores ganancias, comercia desde un lugar estratégico que califico como muy bueno para sus actividades, ya es muy conocida por las personas de la localidad y tiene clientela que la prefiere por la calidad del producto, los buenos precios y sobre todo por el servicio excelente; es una mujer luchadora, dedicada a su labor todos los días se esfuerza por conseguir un futuro mejor con nuevos caminos y alejada de la violencia social de la que es victima la localidad en que reside, día a día se esmera al máximo pues esta feliz con su trabajo y no quiere decepcionar a su familia, en las ultimas semanas aumento la demanda del producto y necesita realizar una nueva inversión por eso solicita un crédito que le permita comprar pan, embutidos, carne, aderezos etc. La joven esta motivada y agradecida con el apoyo, sabe que tiene buenas referencias de pago y es muy responsable, asegura que podrá cancelar la deuda, y a la vez tiene la confianza que podrá llevar a su humilde hogar seguridad económica.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 747
    View loans »
    El Salvador Loans Fundraising
  • $28,256,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped this borrower to buy bread, sausage, meat and seasonings.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 22, 2012
Jan 8, 2013
Currency Exchange Loss:
Feb 21, 2014