Yvonie is the coordinator of her group Paradi de Dolval. She is married and has three children. She lives in the city of Ouanaminthe, Haiti, where electricity is rare and water is very limited. Yvonie has been managing her business for the last four years.
Yvonie would like to use this loan to invest in purchasing cosmetics and accessories. She hopes that this loan will help her to expand her business. Other members of Paradi de Dolval have need of a loan for such businesses as selling charcoal, rice, and fish. Yvonie says her main challenge is the lack of steady customers.
Yvonie est le coordinatrice de son groupe Paradi de Dolval. Elle est marié mais elle a 3 enfants. Elle habite dans la ville de Ouanaminthe d’Haiti où de l’éléctricité est rare et de l’eau est très limitée. Yvonie a dirigé son business pendant les 4 dernières années.
Yvonie voudrait utiliser cet emprunt pour investir dans l’achat du cosmetiques et accessoires. Elle espère que cet emprunt l’aidera à agrandir son business. Des autres membres de Paradi de Dolval ont besoin d’un emprunt pour tels commerces comme vendre du charbon, du riz et du poisson. Yvonie dit que son défi principal est manque d’acheteur constant.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.