Calixto Fortinato lives with his life partner and his children. He works in the cultivation of corn and sorghum and at the same time, to complete the costs of the household, he works a daily wage. He has worked in agriculture for several years and he feels proud that he has been able to obtain so much experience that has allowed him day by day to improve his crops. The land of his crops is proprietary and they are located in an agricultural zone. He receives a lot of support from his family. They help him to trade in the bordering places and already he has great clientele. People prefer him for the quality of the product, for the good prices, and for the good service.
Calixto is a hard worker dedicating his work to always getting ahead and be successful. The last period he had losses and did not make the income he expected. For this reason he wants to increase the production and recover this season. However, he needs capital to back since all of his purchases are in cash. This is how he decided to request a loan from Integral for that allow him to buy corn seeds, sorghum, fertilizers, tools, etc.
Calixto Fortinato is responsible, has good credit references, and the certainty that will allow him to cancel the financing and simultaneously give his family a better life.
Calixto Fortinato vive junto a su compañera de vida y sus hijos, él se dedica al cultivo de maíz y maicillo y al mismo tiempo para complementar los gastos del hogar trabaja de jornal, tiene muchos años de dedicarse a la agricultura y se siente orgulloso porque ha logrado obtener mucha experiencia que le permitirá día con día mejorar sus cosechas, las tierras de cultivo son propias y están ubicadas en una zona muy agrícola, el recibe todo el apoyo de su familia ellos le ayudan a comerciar en todos los lugares aledaños ya tiene mucha clientela pues la gente lo prefiere por la calidad del producto por los buenos precios y por el buen servicio; Calixto es un hombre emprendedor, dedicado a su labor siempre esta con las ganas de superarse y llegar al éxito, la temporada pasada tuvo pérdidas y no logró las ganancias esperadas, por eso para esta siembra quiere aumentar la producción y recuperarse pero necesita de capital que lo respalde porque todas sus compras son al contado, es así como decidió solicitarle a INTEGRAL un crédito que le permita comprar semilla de maíz, maicillo, fertilizante, herramientas, etc. Calixto fortinato es responsable con buenas referencias crediticias tiene la certeza que podrá cancelar el financiamiento y a la vez darle a su familia una mejor calidad de vida.
More information about this loan
This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.