Update on Oscar OmarOscar Omar is 36 years old, single, and lives with his 3 children in Recinto Rancho Grande, which is part of Ventanas Canton. The communal bank Anchoveta (Anchovy) is located in the parish of Puerto Pechiche Recinto Abchoveta, which belongs to the Pueblo Canton. The group members do agricultural work.
Oscar Omar is a farmer and grows corn and rice. He is applying for the loan to buy urea, seeds, herbicide, and a pump. With the help of the loan he will be able to buy the fertilizers and the pump to fumigate the fields. He will do his purchases and sales in Ventanas. The challenges that he is up against are infestations and sicknesses in the land. His dream is to make an irrigated land. In his free time he likes to play sports.
La VRC ANCHOVETA se encuentra ubicada en la Parroquia Puerto Pechiche Recinto Abchoveta, pertenece al cantòn Pueblo viejo se ddeican a labores agrícolas.
OSCAR OMAR se dedica a la agricultura a la siembra de maíz, arroz. Soliciat el crédito para comprar urea, semillas, ranger, una bomba. Con la ayuda del crédito podrá comprar los fertilizantes y la bomba para fumigar los sembríos.
Las compras y las ventas las realizará en Ventanas . El desafío a los que se enfrenta son las palgas y enfermedades en las siembras.
El sueño es hacer un regadio. En el tiempo libre le gusta hacer deporte.
Previous Loan DetailsOscar Omar is 35, single, and lives with his children in Recinto Rancho Grande, which is part of Ventanas canton. He has children ages 14, 6 and 2. The "Bendición de Dios" communal bank is located in Recinto Rancho Grande, in Puerto Pechiche parish, 45 minutes from the program office. It is made… More from Oscar Omar's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid