Maria makes bread and needs a loan to buy flour, sugar, lard, eggs, and firewood. She expects to increase her sales by increasing the amount of inventory she has to offer her customers. At the same time she will be able to improve her economic situation.
Maria hopes that in a few years her business will be positioned as one of the best known businesses in the city and wants to be able to continue supporting her children so that they can become persons of means, with good principles.
Daysi sells used clothing and has for seven years in the same town.
Lesly sells cosmetics and has for three years.
Doña María su negocio es la fabricación de pan y necesita el préstamo para la compra de harina, azúcar, mantaca, huevos y leña. Con el préstamo ella espera el aumento de las ventas debido a que contara con más producto y en esta temporada tener que ofrecer a los clientes que la visitan y así cubrir sus necesidades, así mismo desea que mejore su situación económica.
Doña María en unos años espera que su negocio este posicionado como una de las reposterías más reconocidas de su municipio y poder seguir apoyando sus hijos para que se conviertan en persona de bien y con principios.
Doña Deysi su negocio es venta de ropa usada, desde hace 7 años en la misma comunidad.
Doña Lesly su negocio es venta cosméticos desde hace 3 años.
Choluteca, Honduras – Noviembre 2012
Prisma Honduras, S.A.This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid