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Jonathan Miguel

Update on Jonathan Miguel

Jonathan Miguel is 22 years old. He is single. He has a one-year-old son. He lives with his parents in the Pueblo Viejo canton of the province of Los Rios.

Jonathan belongs to the Anchoveta communal bank located in the Puerto Pechiche parish of the Anchoveta district in the Pueblo Viejo canton. It works with agricultural enterprises.

Jonathan works in agriculture, planting corn and rice. In addition, he raises pigs. He buys his supplies in Ventanas and makes his sales in the city of Ventanas.

He is applying for the loan to purchase seeds, fertilizers, compost, and a pump. The loan will help him to supply the needs of his family and his production needs. His dream is to plant cacao and to buy a farm.

He has faced challenges such as the bad climate due to the rain and the drought. In his free time he likes to play indoor soccer.
View original language description ↓
Jonathan Miguel tiene 22 años es soltero tiene un hijo de un año vive con los padres en el Canton Pueblo Viejo Provincia de LOs Rios.

Jonathan pertenece a la ventanilla ANCHOVETA se encuentre ubicada en la parroquia Puerto Pechiche recinto Anchoveta pertenece al Canton Pueblo Viejo se dedica a labores agricolas.

Jonathan se dedica a la agricultura a la siembra de maiz, arroz, además se dedica a la crianza de cerdos las compras las realiza en ventanas y las ventas las realiza en la ciudad de ventanas.

El credito solicita para la compra de semillas, fertilizantres, abonos, una bomba. El credito le ayudado a suplir las necesidades de la familia y de la produccion. El sueño es sembran cacao y comprar una finca.

Ha enfrentado desafios como el mal clima por las lluvias y la sequia. En los tiempos libres le gusta jugar indor.

Previous Loan Details

Jonathan Miguel is 22 years old, he is single and has a child aged 1. He lives with his parents in Pueblo Viejo, a canton of the province of Los Rios. Jonathan is a member of Anchoveta (Anchovy), a Communal Bank located in the parish of Puerto Pechiche in the canton of Pueblo Viejo. He engages... More from Jonathan Miguel's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,200
    Average annual income
  • 66
    View loans »
    Ecuador Loans Fundraising
  • $23,499,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Jonathan Miguel to buy seeds, fertilizers, compost, and a pump.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Dec 11, 2012
Listed
Jan 1, 2013
Currency Exchange Loss:
N/A
Ended:
Jul 19, 2013