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Norys Magdalena
NORYS MAGDALENA is 30 years old. She is in a common law marriage and has four children. She lives with her children and her husband in Ventanas, Los Ríos province.

She is a member of the GENESIS communal bank. It is located in the community of Atascoso, which belongs to the Ventanas canton. They work in agriculture and fishing activities.

NORYS MAGDALENA grows corn and rice. She also raises pigs. She is asking for the loan to buy urea, seeds, ranger pesticide, a pump and a pig. With the help of the loan she will be able to buy the fertilizer and the pump to fumigate the crops, as well as buy the pig.

She does her buying and selling in Ventanas. The challenge she faces are pests and diseases in the crops and the animals.

Her dream is to buy a farm and a house. In her free time, she likes to do the housework.
View original language description ↓
NORYS MAGDALENA tiene 30 años de edad de estado civil unión libre tiene cuatro hijos, vive con los hijos y el esposo en Ventanas Provincia de los ríos.

Es Integrante de la VRC GENESIS, se encuentra ubicada en el recinto atascoso, Pertenece al Cantón ventanas se dedican a labores agrícolas y pecuarias.

NORYS MAGDALENA se dedica a la agricultura a la siembra de maíz, arroz, además se dedica a la crianza de cerdos. Solicita el crédito para comprar urea, semillas, ranger, una bomba y un cerdo. Con la ayuda del crédito podrá comprar los fertilizantes y la bomba para fumigar los sembríos y el cerdo.

Las compras y las ventas las realizará en Ventanas . El desafío a los que se enfrenta son las plagas y enfermedades en las siembras y animales.
El sueño es comprar una finca una casa. En el tiempo libre le gusta hacer quehaceres domésticos

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 45
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Norys Magdalena to buy urea, seeds, ranger pesticide, a pump and a pig.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Dec 10, 2012
Jan 1, 2013
Currency Exchange Loss:
Jul 19, 2013