Valentin Celedonio is 36, is married, and has two children. He lives with his wife and children in the city of Ventanas in the province of Los Ríos. He is a member of the communal bank, "VRC Genesis," which is located in the area of El Atascoso, which belongs to the canton of Ventanas. The people here make a living through agriculture and livestock. Valentin Celedonio works in agriculture, growing corn and rice, and also raises ducks and chickens. He is requesting this loan to buy urea, seeds, Ranger [a brand of weed killer], feed, corn, and a pump. With the help of this loan, he will buy fertilizers, a pump, and feed for his animals. He will buy these things in Ventanas. His challenges are th pests and diseases that his crops and animals get. His dream is to buy land. In his free time, he likes to preach the word of God.
VALENTIN CELEDONIO tiene 36 años de edad es casado tiene dos hijos, vive con la esposa y con los hijos en la ciudad de Ventanas Provincia de los ríos.
Es Integrante de la VRC GENESIS, se encuentra ubicada en el recinto atascoso, Pertenece al Cantón ventanas se dedican a labores agrícolas y pecuarias.
VALENTIN CELEDONIO se dedica a la agricultura a la siembra de maíz, arroz, además se ddeica a la crianza de patos y pollos. Soliciat el crédito para comprar urea, semillas, ranger, polbillo, morocho y una bomba. Con la ayuda del crédito podrá comprar los fertilizantes y la bomba y la alimentación para los animales.
Las compras y las ventas las realizará en Ventanas . El desafío a los que se enfrenta son las plgas y enfermedades en las siembras y animales.
El sueño es comprar un terreno. En el tiempo libre le gusta predicar la palabra de dios.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!