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Jhonny Jose
Jhonny Jose is 36 years old and has three children. He lives with his wife and children in Ventanas, within the Los Rios province.

He is a member of the Genesis communal bank, located in the Atascoso neighborhood, within the Ventanas settlement. He farms and raises livestock.

Jhonny Jose is a farmer and raises corn and rice. He is asking for this loan to buy urea, seeds, a pump, and insecticides to treat his crops.

He will make his purchases in Guaranda. His challenges are the plagues and plant diseases. His dream is to buy farmland so that he can raise more corn. He likes to play indor in his spare time.
View original language description ↓
JHONNY JOSE tiene 36 años de edad de estado civil unión libre tiene tres hijos, vive con la esposa y con los hijos en la ciudad de Ventanas provincia de los ríos.

Es Integrante de la VRC GENESIS, se encuentra ubicada en el recinto atascoso, Pertenece al Cantón ventanas se dedican a labores agrícolas y pecuarias.

JHONNY JOSE se dedica a la agricultura a la siembra de maíz, arroz. Soliciat el crédito para comprar urea, semillas, una bomba, insecticidas. Con la ayuda del crédito podrá comprar los fertilizantes y la bomba para fumigar los sembríos de maíz y arroz.

Las compras y las ventas las realizará en la ciudad de Guaranda. El desafío a los que se enfrenta son las plgas y enfermedades en las plantas. El sueño es comprar terreno y sembrar más maíz. En el tiempo libre le gusta jugar indor.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 57
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Jhonny Jose to buy farming supplies.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Dec 10, 2012
Jan 1, 2013
Currency Exchange Loss:
Jul 19, 2013