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Ofelia Piedad

Update on Ofelia Piedad

Ofelia Piedad is 54 and lives with her life partner and children in Ventanas canton in Los Ríos province. She has a son. She belongs to the communal bank 26th of November, located in the Achotillo district. The bank moved to an area closer to the cooperative that is part of Ventanas canton. The members farm and raise livestock.

Ofelia Piedad grows corn, rice, and beans and also raises pigs and chickens. She buys and sells in Ventanas. She is applying for a loan to buy seed, supplies, fertilizer, urea, and weed killer. With her previous loan, she was able to buy fertilizer and meet challenges like controlling pests and disease in her crops. She dreams of having enough money to keep farming, and she likes to relax in her free time.
View original language description ↓
Ofelia Piedad tiene 54 años de edad, Vive en Unión Libre con el compañero y con los hijos en el Cantón ventanas Provincia de los Ríos, Tiene un hijo.

Es integrante de la VRC 26 DE NOVIEMBRE, se encuentra ubicada en el recinto Achotillo se cambio de recinto porque le queda más cerca de la Cooperativa, este recinto pertenece al Cantón ventanas, esta ventanilla se dedica a labores pecuarias y agrícolas.

Ofelia Piedad se dedica a la agricultura a la siembra de maíz, arroz, fréjol, además se dedica a la crianza de cerdos y pollos. Compra y vende los productos en Ventanas.

Solicita el crédito para la compra de semillas, insumos, fertilizantes, urea, ranger. Con el apoyo del crédito ha podido comprar los abonos agrícolas. Enfrentan desafíos como las plagas y enfermedades en las siembras. El sueño es tener dinero para seguir trabajando en la agricultura.

En el tiempo libre le gusta descanzar.

Previous Loan Details

Ofelia Piedad C. M. is 52 years old. She lives with her partner and child in Ventanas canton, in Los Ríos province. The '26 de Noviembre' community bank is located in Las Blancas, in Ventanas canton. The members of the community bank work in short-cycle agriculture, growing corn and rice. ... More from Ofelia Piedad's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 67
    View loans »
    Ecuador Loans Fundraising
  • $24,996,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Ofelia Piedad to buy seed, supplies, fertilizer, urea, and weed killer.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Dec 6, 2012
Jan 1, 2013
Currency Exchange Loss:
Aug 19, 2013