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Luciano Evaristo

Update on Luciano Evaristo

Luciano Evaristo is 58, he is a common law union, has two children and lives with his partner and children at Ventanas, province of Los Rios.

He is a member of the group “November 26th”, which is located at Achotillo, he switched locations because this one is closer to the co-op. This location belongs to Canton Ventanas, this group works in livestock and agriculture activities.

Luciano Evaristo works in agriculture growing corn, rice and beans, he also raises livestock such as pigs and chickens. He requests a loan to buy urea, insecticides, grass herbicides, seed and a pump.

With the help of this loan he will be able to buy the inputs and a pump. He make his purchases and sales at Ventantas. His dream is to get a head and grow more hectares of land and obtain more income. During his free time he likes make conversation and have fun.
View original language description ↓
Luciano Evaristo tiene 58 años de edad de estado civil unión libre tiene 2 hijos, vive con el conyugue y los hijos en Ventanas Provincia de los ríos.

Es integrante de la VRC 26 DE NOVIEMBRE, se encuentra ubicada en el recinto Achotillo se cambio de recinto porque le queda más cerca de la Cooperativa, este recinto pertenece al Cantón ventanas, esta ventanilla se dedica a labores pecuarias y agrícolas.

Luciano Evaristo se dedica a la agricultura a la siembra de maíz, arroz y fréjol, ademas se dedica a la crianza de cerdos y gallina. Solicita el crédito para comprar urea, insecticidas, líquido para la maleza, semillas y una boma.

Con la ayuda del crédito podrá comprar los fertilizantes y una bomba. Las compras y las ventad lo hará en Ventanas. El sueño es superarce y sembrar m{as gectareas de terreno y obtener mejores ingresos.
En el tiempo libre le gusta conversar y divertorce.

Previous Loan Details

Luciano Evaristo, 58, is in a common law relationship and has two children. He lives with his spouse and children in Ventanas, Los Ríos Province. He is a member of the “26 de Noviembre” communal bank located in Las Blancas belonging to Ventanas Canton. This communal bank is involved in act... More from Luciano Evaristo's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 88
    View loans »
    Ecuador Loans Fundraising
  • $24,583,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Luciano Evaristo to buy urea, insecticides, grass herbicides, seed and a pump.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Dec 6, 2012
Jan 1, 2013
Currency Exchange Loss:
Aug 19, 2013