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Maria Eusebia

Update on Maria Eusebia

María Eusebia, 48, is married and has three children. She lives with her husband and minor children in Ventanas in Los Ríos province. She belongs to the communal bank 26th of November, located in Recinto Achotillo. The bank moved to an area closer to the cooperative in Ventanas canton. The members farm and raise livestock.

María Eusebia grows corn, rice, beans, and pigeon peas and also raises pigs and hens. She is applying for a loan to buy supplies, urea, chemical fertilizer, seed, and a pump. The loan will let her buy fertilizer and a fumigation pump. She dreams of having a house, farmland, and better harvests each year. She likes to attend church and pray in her free time.
View original language description ↓
María Eusebia tiene 48 años de edad es casada tiene tres hijos vive con el conyugue y con los dos hijos menores en ventanas Provincia de los ríos.

Es integrante de la VRC 26 DE NOVIEMBRE, se encuentra ubicada en el recinto Achotillo se cambio de recinto porque le queda más cerca de la Cooperativa, este recinto pertenece al Cantón ventanas, esta ventanilla se dedica a labores pecuarias y agrícolas.

María Eusebia se dedica a la agricultura a la siembra de maíz, arroz, fréjol gandul, además se dedica a la crianza de cerdos y gallinas. Solicita el crédito para comprar insumos, urea, abonos químicos, semillas y una bomba.

Con la ayuda del crédito podrá comprar sin ningún tipo de problema los fertilizantes y comprar la bomba para fumigar.
El sueño es poder tener una casa, un terreno y que las siembras sean mejores que el anterior año.

En el tiempo libre le gusta asistir a la iglesia a orar.

Previous Loan Details

María Eusebia, 47, is married and has three children who are 23, 21 and 11 years old. She lives with her spouse and younger children who are 21 and 11 years old in Ventanas, Los Ríos Province. She is a member of the “26 de Noviembre” communal bank located in Las Blancas belonging to Ventana... More from Maria Eusebia's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 103
    View loans »
    Ecuador Loans Fundraising
  • $24,223,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Maria Eusebia to buy supplies, urea, chemical fertilizer, seed, and a pump.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Dec 6, 2012
Listed
Jan 1, 2013
Currency Exchange Loss:
N/A
Ended:
Aug 19, 2013