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Luisa Del Rosario

Update on Luisa Del Rosario

Luisa del Rosario is 43 years old, married, and has three children. She lives with her husband and children in Ventanas.

She is a member of the 26 DE NOVIEMBRE Communal Bank, which is located on the Achotillo compound. She changed compounds to be closer to the Cooperative. This compound is part of the Ventanas canton, and this “ventanilla” loan is dedicated to work in agriculture and livestock.

Luisa del Rosario makes a living from planting corn, rice, and pigeon peas. She also makes a living by raising pigs and chickens. She asks for the loan to buy urea, seeds, insecticides, week killer and a fumigation pump.

With the help of the loan she will be able to buy the fertilizers and the pump to fumigate the crops. Her dream is to be able to give her children a chance to study so that they may become professionals.

In her free time she likes to go to church and listen to the word of God.
View original language description ↓
Luisa del Rosario tiene 43 años de edad es cadada tiene tres hijos, vive con el esposo y con los hijos en Ventanas.

Es integrante de la VRC 26 DE NOVIEMBRE, se encuentra ubicada en el recinto Achotillo se cambio de recinto porque le queda más cerca de la Cooperativa, este recinto pertenece al Cantón ventanas, esta ventanilla se dedica a labores pecuarias y agrícolas.

Luisa del Rosario se dedica a la siembra de maíz, arroz, fréjol gandul, además se dedica a la crianza de cerdos y pollos. Solicita el crédito para comprar urea, semillas, insecticidas, líquido para la maleza y una bomba para fumigar.

Con la ayuda del crédito podrá comprar los fertilizantes y la bomba para fumigar los cultivos. El sueño es poder darles el estudio a los hijos para que sean unos profesionales.

En el tiempo libre le gusta ir a la iglesia a escuchar la palabra de dios.

Previous Loan Details

Luisa del Rosario, 43, is married and has three children. She lives with her husband and children in Ventanas, in the province of Bolívar. She is a member of 26 de Noviembre Communal Bank, located in the district of Blancas, in Ventanas Canton. This bank is dedicated to ranching and agricultur... More from Luisa Del Rosario's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,200
    Average annual income
  • 29
    View loans »
    Ecuador Loans Fundraising
  • $22,871,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Luisa Del Rosario to buy urea, seeds, insecticides, weed killer and a fumigation pump.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Dec 6, 2012
Listed
Jan 1, 2013
Currency Exchange Loss:
N/A
Ended:
Aug 18, 2013