Update on Victor HugoVíctor Hugo, 26, is single and has no children. He lives alone in Ventanas, Los Ríos Province. He's a member of 26 de Noviembre Communal Bank, located in the precinct of Achotillo. This precinct is in Ventanas Canton. He changed precincts because it's closer to the cooperative. This bank works in livestock and agricultural work.
Víctor Hugo makes a living in agriculture, growing corn, rice, and pigeon peas, and raising chickens and pigs. He's requesting the loan to buy seeds, urea, organic fertilizer, Ranger [herbicide], and insecticide. With the help of the loan he'll be able to get the supplies and seeds for planting.
His dream is to build a house. In his free time he likes to play volleyball and sleep.
Es integrante de la VRC 26 DE NOVIEMBRE, se encuentra ubicada en el recinto Achotillo se cambio de recinto porque le queda más cerca de la Cooperativa, este recinto pertenece al Cantón ventanas, esta ventanilla se dedica a labores pecuarias y agrícolas.
Víctor Hugo se dedica a la agricultura a la siembra de maíz,arroz,fréjol gandul, además se dedica a la crianza de gallinas y cerdos. Solicita el crédito para comprar semillas, urea, abono orgánico, ranger, insecticidas.
Con la ayuda del crédito podrá adquirir los insumos y semillas para la siembra. El sueño es construir una casa.
En el tiempo libre le gusta jugar boli y dormir.
Previous Loan DetailsVíctor Hugo, 25, is single and has no children; he lives in Ventanas, Los Ríos Province. He’s a member of the “26 de Noviembre” communal bank located in Las Blancas belonging to Ventanas Canton. This communal bank is involved in activities related to agriculture and livestock. Víctor Hugo… More from Victor Hugo's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid