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Kujtim, who is a Roma man, lives in a major city of south central Albania. He is married and has an only child. He is requesting a first loan from VisionFund Albania to buy an inventory of second-hand clothing to resell.

Buying and selling such items have been Kujtim’s activity for the past fifteen years. “It is one of the activities that Roma people enjoy and are good at doing it,” he said. “Sometimes we buy used clothes and resell them, but sometimes we get them for free from the churches in Greece, and the years prior to the failure in that country’s economy were considered golden for us. We made very good profit, even though we sold for cheap,” he continued saying.

In addition to this activity, Kujtim works in construction as well, a profession that he learned while immigrating to Greece.

Additional Information

More information about this loan

Roma and Egyptian populations living in Albania are considered vulnerable from a socioeconomic perspective and this loan would be used to support them.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 26
    View loans »
    Albania Loans Fundraising
  • $2,671,075
    Funds lent in using Kiva
  • 105.7
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Kujtim to buy inventories of second-hand clothes to resell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 28, 2012
Dec 28, 2012
Currency Exchange Loss:
Jan 18, 2014