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Champa is a 44-year-old widowed woman. She is a determined individual who works hard to provide her family’s basic needs and her children's education. She lives with her children. She owns a variety store at her house and sells rice, lentils, cooking oil, soap, detergents, toffees, etc., through this shop, earning 4,000 INR per month.

She requested a loan of 30,000 INR to buy more stock of what she sells and some new products like wafers, chocolates, spices, salt, hair oil, etc. She hopes to expand her business to give her family a better quality of life and increase her monthly income.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 26
    View loans »
    India Loans Fundraising
  • $5,655,475
    Funds lent in using Kiva
  • 54.9
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $550 helped Champa to pay for purchasing rice, lentils, cooking oil, soap, detergents, spices, salt, hair oil, etc., for her variety shop.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Dec 22, 2012
Dec 28, 2012
Currency Exchange Loss: