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Kulsunai is 56 years old, married, and has two children. Since 1992, her main source of income has been providing the public with sewing services such as making clothes and traditional handiwork. She started her business with a capital of 20,000 som (KGS) and, as a result of her hard work, today she has 100,000 som (KGS) worth of inventory and 50,000 KGS worth of sewing equipment. She has one employee and her monthly profit from the sewing business comes to 15,000 KGS.

With an aim to further developing her business, Kulsunai applied to Bai Tushum & Partners for a loan of 130,000 som (KGS) to buy material to enable to enlarge her turnover. Kulsunai plans to invest the profits from the loan in further expanding her business. She plans to hire two more employees. She plans to do home repairs in the future.
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Кулсунай 56 лет, замужем, имеет 2 детей. В качестве основного дохода с 1992 года Кулсунай занимается оказанием населению швейных услуг,также шьет одежды, национальные изделия. Начав этот бизнес со стартовой суммы в 20,000 сом (KGS). Благодаря упорному труду Кулсунай, в ее хозяйстве на сегодняшний день имеется 100,000 KGS в обороте и швейное оборудование на сумму 50,000 KGS, у нее работает одна наемная работница, прибыль от швейного бизнеса составляет 15,000 KGS в месяц. В целях дальнейшего развития своего бизнеса, Кулсунай обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 130,000 сом (KGS) на покупку материалов, что позволит увеличить обороты. Доходы от кредита Кулсунай планирует вложить в дальнейшее увеличение бизнеса. Планирует нанять еще 2 наемных рабочих. В будущем планирует сделать дома ремонт.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 83
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,761,025
    Funds lent in using Kiva
  • 47.5
    Kyrgyzstan Soms (KGS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $2,750 helped Kulsunai to purchase more materials for clothes production.
99% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 26, 2012
Jan 2, 2013
Currency Exchange Loss:
Jul 17, 2014