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Zubida is 52 years old, married and a mother of two. She has been in the business of shoe making to fulfill the needs of her family members. She is working hard to provide quality education for her children as her husband’s income is not sufficient to bear the daily household expenses. Zubida has gained six years of experience in this field and has improved her business with the support of Kashf foundation. Currently she in her fourth loan cycle and applied a loan of 30000 PKR to purchase raw materials such as leather, spools of threads, wires etc. She wants to earn more income to support her entire family and also to ensure a better future for her children.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 269
    View loans »
    Pakistan Loans Fundraising
  • $14,721,100
    Funds lent in using Kiva
  • 97.3
    Pakistan Rupees (PKR) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $325 helped Zubida to purchase raw materials such as leather, spools of threads, wires etc.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 7, 2012
Jan 1, 2013
Currency Exchange Loss:
Nov 17, 2013