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Kibosho Group
In this Group: Fatuma, Paulina, Maria, Zainabu, Amina, Secilia, Neema, Fransisca, Leila, Asha*, Salima, Jane, Lucy, Halima, Gloria, Amosi
* not pictured
Fatuma, who is in her late 20s, is single and has one child who goes to school. She has had a beauty salon business for two years now. She works from 8 a.m. to 9 p.m. daily and is able to make a fair monthly profit. This will be her third loan from Tujijenge Tanzania. She used the previous loans to buy cosmetics plus a dryer, TV set, coffee table, bed and mattress as well as to pay for household expenses. She has paid back all her loans successfully.

Fatuma is requesting a loan to buy more salon equipment and repaint her salon. Her dream is to one day be able to open another salon in a different location. Fatuma will share this loan with her loan group, "Kibosho," whose 16 members will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 37
    View loans »
    Tanzania Loans Fundraising
  • $14,879,600
    Funds lent in using Kiva
  • 1,579.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Kibosho Group's $4,150 loan helped a member to buy more salon equipment and repaint the inside and outside of her beauty salon.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Dec 17, 2012
Jan 1, 2013
Currency Exchange Loss:
Jun 17, 2013