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Ms Zaitoon is 44 years old and married. She has been doing a stitching business for many years. She has become famous in her community for stitching bed sheets and bags. She initiated her business after her husband’s business failure. She is trying hard to contribute to the family income to support the needs of her family members. She stitches for the people living around her house and uses the income to support her entire family. However, due to lack of availability of funds, she is unable to meet the daily demands of her customers. She is a mother of six children, two of whom are school-going. Now her husband and a son are working. She is currently in her third loan cycle and applied for a loan of Rs 30,000 from Kashf. She intends to use this loan to buy raw material including cloth, threads of different colors, zippers, etc. to create a means of increasing revenues so she may be able to generate a healthier source of income.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 334
    View loans »
    Pakistan Loans Fundraising
  • $15,680,075
    Funds lent in using Kiva
  • 97.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Zaitoon to buy raw material including cloth, threads of different colors, zippers etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 7, 2012
Jan 1, 2013
Currency Exchange Loss:
Dec 17, 2013