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Maria is a humble woman from the Ecuatorian hills. She is 51 years old and is still airy and strong enough to work. Maria is known for being reserved and happy when she is with her family. She loves her family very much and she loves the country. This is why she farms and raises animals.

She will use the money from this loan from FODEMI to invest in two cows to raise, reproduce, and sell their milk. Maria says that working in the country requires lots of sacrifice, but she has much revenue that that she passes to the family and when things are good, the financial gains are very good.

Maria’s dream is to have a small farm with many heads of livestock so she can be a milk distributor and sell to markets in the surrounding communities.
View original language description ↓
Doña María es una mujer humilde del páramo ecuatoriano, ella tiene 51 años y todavía sigue airosa y con mucha fuerza para el trabajo, María se define como una persona muy reservada, alegre en los momentos que pasa con su familia, María ama mucho a su familia y le encanta el campo, es por ello que desde pequeña se dedicó a la agricultura y a la crianza de animales.
El crédito solicitado a FODEMI se lo invertirá en la compra de dos vaconas para la crianza y cuando ya estén las harán reproducir y se dedicaran a la distribución de leche, María comenta que el trabajo del campo es sacrificado pero tiene muchos réditos ya que se pasa en familia y cuando se pone muchas ganas las ganancias económicas son muy buenas.
El sueño que doña María tiene es el tener una pequeña finca con muchas cabezas de ganado para ser distribuidora de leche y vender en los mercados y en las comunidades aledañas donde ella vive.

Additional Information

About VisionFund Ecuador

VisionFund Ecuador is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.

About Ecuador

  • $10,600
    Average annual income
  • 80
    View loans »
    Ecuador Loans Fundraising
  • $25,065,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Maria to buy cows.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 17, 2012
Dec 27, 2012
Currency Exchange Loss:
Dec 3, 2013