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Julio Cesar
Julio is from Granada. He’s 35 years old, married, and has three children, ages 6, 8, and 12; they all go to school. He is a merchant and sells clothing and rents out chairs. He started working on his own, renting out chairs, with his wife’s help, who motivated him to start his own business because they needed extra money to provide for the family. This has been his only business but he has another income from his salary as a physical education teacher. He wants to diversify his business with more products that he doesn’t have now and to be able to buy the things that his customers request.

He is asking for this loan to buy clothing such as blouses, skirts, dresses, etc. He estimates that this loan will be of great help because it will allow him to buy all the merchandise that he needs to satisfy his customer demand. He plans to grow his business in the future so that he can have better sales opportunities. His next goal is to buy clothing to increase his sales and earn greater profits.
View original language description ↓
Julio originario de Granada, de 35 años de edad, casado, padre de 3 hijos entre las edades de 6, 8, y 12 años actualmente están estudiando, de oficio comerciante, se dedica a la venta de ropa y alquiler de sillas. El inicio trabajando por su propia cuenta, alquilando sillas, con ayuda de su esposa quien lo motivo a tener su propio negocio ya que necesitaban el dinero extra para el sostén de su familia, este ha sido su único negocio, el cuenta con otros ingresos como es el trabajo extra que realiza como profesor de educación física, sus expectativas es diversificar su negocio comprando mas Productos que aun no tiene en existencia y poder comprar los encargos que le hacen sus clientes.
El esta solicitando el financiamiento para comprar ropa como blusas, faldas, vestidos, etc. Ya que el estima que este préstamo le seria de mucha ayuda porque así podrá comprar toda la mercadería que necesita para satisfacer la demanda de sus clientes, sus planes futuros es ampliar su negocio para tener mejores oportunidad de ventas, su metas próximas es comprar mas ropa variada para incrementar sus ventas y de esta manera obtener mejores ganancias.

About Nicaragua

  • $3,636
    Average annual income
  • 90
    View loans »
    Nicaragua Loans Fundraising
  • $24,392,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $250 helped Julio Cesar to buy clothing.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 15, 2012
Listed
Dec 27, 2012
Currency Exchange Loss:
N/A
Ended:
Jun 18, 2013