The president of the group is Yasmina, a brave woman full of virtue and Christian values. She is 31 years old, has three children, and lives with them in the city of Cayambe. Yasmina is a very hard-working and enthusiastic woman, which is why she has been able to win the appreciation and recognition of her community.
The loan she has requested from FODEMI will be invested in the purchase of products for her stationery bazaar, such as notebooks, office materials, paper, costume jewelry, etc. This will be a very profitable investment since Yasmina has had her business for a long time and is very well-known in the city of Cayambe.
Yasmina's dream is to continue working in her establishment to be able to build her own house to give her children a better quality of life.
La presidenta de este grupo es la señora Yasmina una mujer valiente llena de virtudes y de altos valores cristianos, ella es una mujer de 31 años tiene tres hijos y junto a ellos viven en la ciudad de Cayambe. Yasmina es una mujer muy trabajadora y entusiasta, es por ello que se ha sabido ganar el aprecio y reconocimiento de su comunidad.
El crédito solicitado a FODEMI se lo invertirá en la compra de productos para el bazar papelería como la compra de cuadernos, materiales de oficina, papel, bisutería etc. Siendo una inversión muy rentable ya que Yasmina tiene su negocio hace mucho tiempo y es muy reconocida en la ciudad de Cayambe.
El sueño que la Sra. Yasmina tiene es seguir trabajando en su local para lograr construir su propia casa para darles a sus hijos una mejor calidad de vida.
About VisionFund EcuadorVisionFund Ecuador is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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