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Blanca Judith

Update on Blanca Judith

Blanca Judith is 24 years old and single. She lives with her parents and her children in Ventanas. The “La Verdad Nos Hará Libres” (The Truth Will Make Us Free) Communal Bank is in the Caimito 1 precinct in the Ventanas canton. This communal bank devotes itself to the short cycle farming of corn and rice.

Blanca Judith has been growing corn for five years. She makes her purchases and sales of agricultural products in Ventanas. She requested the loan to buy seeds, urea, supplies, fertilizers, and herbicides for the harvests. The loan will help her buy the products without having problems due to her lack of money.

Her dream is to be able to buy a house and a vehicle. In her free time she likes to listen to music.
View original language description ↓
Blanca Judith tiene 24 años es soltera, vive con los padres y los hijos en Ventanas

La ventanilla LA VERDAD NOS HARA LIBRES se encuentra ubicada en el Recinto Caimito 1 , perteneciente al cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembre de maíz y arroz.

Blanca Judith se dedica a la agricultura a la siembra de maíz. Desde hace cinco años. Las compras y las ventas de los productos agricolas lo hace en Ventanas.

El crédito solicito para la compra de semillas,urea, insumos, fertilizantes, ranger para las siembras. El préstamo le ayudará para comprar los productos sin ningún tipo de problema por el dinero. El sueño es comprar una casa y un vehículo.

En los tiempos libres me gusta escuchar música.

Previous Loan Details

Blanca Judith is 23 years old and single. She lives with her parents and her children, who are six, four, and three. They live in the Caimito precinct in the Ventanas canton. The “La Verdad Nos Hará Libres” (The Truth Will Make Us Free) communal bank is in the Caimito 1 precinct in the Venta... More from Blanca Judith's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,200
    Average annual income
  • 52
    View loans »
    Ecuador Loans Fundraising
  • $23,490,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Blanca Judith to buy seeds, urea, supplies, fertilizers and herbicides for the harvests.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Dec 6, 2012
Listed
Dec 27, 2012
Currency Exchange Loss:
N/A
Ended:
Aug 18, 2013