Update on Daniel EliceoDaniel Eliceo, 34, is married and lives with his spouse and their three children in the Ventanas Province of Bolívar. La Verdad Nos Hará Libres (The Truth Will Make Us Free) Communal Bank is located in Caimito 1 Precinct, part of Ventanas Canton. This communal bank's members make their livings in short-cycle agricultural work, harvesting corn and rice.
Daniel Eliceo makes a living harvesting corn, and has done so for the past five years. He buys supplies in Ventanas and sells his crops in a market in the same place. He is requesting this loan for the purchase of seeds, inputs, fertilizers and insecticide.
The loan will help him to increase his income to buy food and medicine, and pay the doctor. His dream is to be able to buy land and a house. In his free time he likes to play sports.
La ventanilla LA VERDAD NOS HARA LIBRES se encuentra ubicada en el Recinto Caimito 1 , perteneciente al cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembre de maíz y arroz.
Daniel Eliceo se dedica a la agricultura a la siembra de maíz. Desde hace cinco años. Compra sus productos en Ventanas y las vende en el mercado del mismo lugar.
El crédito solicito para la compra de semillas, insumos, fertilizantes, líquido mata plagas. El préstamo le ayudado para aumentar los ingresos para comprar alimentación medicina pagar el médico. El sueño es poder comprar un terreno y una casa.
En los tiempos libres me gusta hacer deporte.
Previous Loan DetailsDaniel Eliceo is 33 years old, married and lives with his spouse and three children who are 6, 5, and 11 years of age. He lives in Caimito Precinct in Ventanas Canton. La Verdad Nos Hará Libres (The Truth Will Make Us Free) Communal Bank is located in Caimito 1 Precinct, part of Ventanas… More from Daniel Eliceo's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid