Update on Alfredo AlejandroAlfredo Alejandro is 19 years old. He is single and lives with his parents in Ventanas, in the province of Los Rios. He has no children.
The communal bank "La Verdad Nos Hara Libres" (The Truth Will Make Us Free) is located in the Caimito 1 district, which is part of the Ventanas canton. This rural credit service point works with short cycle agricultural businesses, such as planting corn and rice.
Alfredo Alejandro works in agriculture, planting corn and rice. He buys his supplies in Ventanas and sells his products in the same place.
He is applying for the loan to purchase seeds, urea, supplies, and fertilizers. With the help of the loan, he will be able to buy what he needs to be able to plant. His dream is to have a house and a car. In his free time he likes to play sports and read the Bible.
La ventanilla LA VERDAD NOS HARA LIBRES se encuentra ubicada en el Recinto Caimito 1, perteneciente al cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembre de maíz y arroz.
Alfredo Alejandro se dedica a la agricultura a la siembra de maíz y arroz. Compra sus productos en Ventanas y las vende en mismo lugar.
El crédito solicito para la compra de semillas, urea, insumos, fertilizantes. Con la ayuda del crédito podrá comprar lo necesario para poder sembrar. El sueño es tener una casa y un carro. En el tiempo libre le gusta hacer deporte y leer la biblia.
Previous Loan DetailsAlfredo Alejandro is 18, single and lives with her parents in the Caimito neighborhood in the town of Ventanas, Ecuador. The community bank La Verdad Nos Hara Libres ("The Truth Will Set Us Free") is located in the same area and is dedicated to helping short-cycle farmers planting corn and rice.… More from Alfredo Alejandro's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid