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Johnny Andres

Update on Johnny Andres

Johnny Andres is 29 years old and lives in a common-law marriage. The pair has a 9-month-old daughter. The family resides in Ventanas, in De los Rios province.

His communal bank, “La Verdad Nos Hara Libres” [The Truth Will Make Us Free]. is located in Recinto Caimito, in Ventanas canton. The bank focuses on agricultural laborers who grow corn and rice on the short cycle.

Johnny Andres, too, is dedicated to planting corn and rice. In addition, he raises hens. Johnny Andres purchases his supplies in Ventanas and sells his products in the market at the same locale.

The loan he solicits is for purchasing supplies, urea, fertilizers, and liquids to be used in planting corn and rice. The loan will aid him especially in buying fertilizers.

In his free time, Johnny Andres likes to play indoor sports and his favorite local dish is “chaulafan” [Ecuadorian style chicken fried rice].
View original language description ↓
Johnny Andres tiene 29 años vive en unión libre junto a la pareja tiene una nena de meses de edad. Vive con la esposa y con la hija en Ventanas provincia de los rìos.

La ventanilla LA VERDAD NOS HARA LIBRES se encuentra ubicada en el Recinto Caimito perteneciente al cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembre de maíz y arroz.

Johnny Andres se dedica a la agricultura a la siembra de maíz, arroz, además se dedica a la crianza de gallinas. Compra sus productos en Ventanas y las vende en el mercado del mismo lugar.

El crédito solicito para la compra de insumos, urea, fertilizantes, líquidos para la siembra del maíz, arroz. El préstamo le ayudado a comprar los fertilizantes. En los tiempos libres le gusta jugar indor y le gusta comer chaulafan

Previous Loan Details

Johnny Andres is 29 years old and lives with his partner in the Caimito neighborhood in the town of Ventanas, Ecuador. He has no children. The community bank La Verdad Nos Hara Libres ("The Truth Will Set Us Free") is located in the same area, and it is dedicated to short-cycle agricultural harve... More from Johnny Andres's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 54
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Johnny Andres to purchase agricultural inputs, including urea, fertilizers, and liquids.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Dec 6, 2012
Dec 27, 2012
Currency Exchange Loss:
Aug 17, 2013
This photo was used before for a previous loan for Johnny Andres. It was first posted on Kiva on Jan, 2012. Learn More