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Gilberto Emeregildo
Gilberto is 54 years old and in a civil union. He has two children, and he lives with his wife and children in the rural community of Zapotal Nuevo in the Ventanas canton of the Los Ríos province.

He belongs to Los Amigos ("The Friends") community bank, which is located in the rural community of Zapotal Nuevo in the Ventanas canton. Its members make their living in agricultural work and livestock. Gilberto makes his living in agriculture, cultivating corn and raising barnyard animals such as chickens and ducks.

With the loan, he will be able to buy inputs such as: fertilizers, manure, insecticides to avoid plagues and diseases, as well as balanced feed for the animals. He will make the purchases in the city of Ventanas. His dream is to buy some land. In his free time, he likes to play volleyball.
View original language description ↓
GILBERTO tiene 54 años de edad de estado civil actual unión libre tiene dos hijos vive con la esposa y con los hijos en el Recinto ZAPOTAL NUEVO perteneciente al Cantón Ventanas Provincia de Los Ríos.

Pertenece a la Ventanilla LOS AMIGOS se encuentra ubicada el recinto ZAPOTAL NUEVO , perteneciente al cantón Ventanas se dedica a labores agrícolas y pecuarias.

GILBERTO se dedica a la agricultura a la siembra de maiz y la crianza de animales de corral como pollos y patos. Con el crédito podrá comprar insumos como: fertilizantes, abonos, insecticidas para evitar las plagas y enfermedades, ademas alimento para los animales balanceado. Las compras las realiza en la ciudad de Ventanas.

El sueño es comprar un terreno, en los tiempos libres le gusta jugar boli.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 52
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Gilberto Emeregildo fertilizers, manure, insecticides to avoid plagues and disease, and balanced feed for the animals.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Dec 7, 2012
Jan 1, 2013
Currency Exchange Loss:
Aug 17, 2013