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Jose Isidro
José Isidro is 27 years old and lives with her life partner. He makes a living cultivating corn and beans and has several years of experience in agriculture, which allows him to always obtain the best harvests for trade. The cultivated field is of high agricultural impact, rented and close to his home. He sells in all the vicinities and has many clients, given that people chooses him for the excellent service and the quality of his product.

José is a visionary man and very devoted to his job. He looks forward to a prosperous future and knows that he will reach this goal with determination and motivation. He had big losses in the past harvest as a result of climate change and wants to recover in this harvest period. In order to obtain the financial support he needs to invest in inputs, he is requesting a loan to INTEGRAL. He will use he loan to buy corn seed, beans, fertilizer, weed-killer, tools, etc. José Isidro has a good repayment credit and is very responsible with regards to his payments. He promises he will be able to repay the loan as scheduled and expects to bring financial security to his home.
View original language description ↓
José Isidro de veintisiete años de edad vive junto a su compañera de vida; él se dedica al cultivo de maíz y frijol, ya tiene varios años de trabajar en la agricultura, se ha hecho de mucha experiencia que le permite siempre obtener las mejores cosechas para el comercio, el terreno de siembra es de alta incidencia agrícola, es alquilado y está cercano a su vivienda; vende por todos los alrededores del lugar y ya tiene mucha clientela pues las personas lo prefieren por el excelente servicio, la calidad del producto; José es un hombre visionario y muy entregado a su trabajo quiere ganar un futuro próspero y sabe que con su constancia y motivación logrará ese éxito; en la cosecha pasada tuvo grandes pérdidas por motivos del cambio de clima y en este periodo de siembra quiere recuperarse pero necesita de un respaldo de capital con el que pueda invertir en insumos por eso le solicita a INTEGRAL un crédito que le permita comprar semilla de maíz, frijol, fertilizante, herbicida, herramienta etc. José Isidro tiene buen record de crédito y es muy responsable con sus pagos mantiene su palabra de que podrá cancelar la deuda en el tiempo establecido y a la vez tiene esperanza de llevar a su hogar seguridad económica.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 666
    View loans »
    El Salvador Loans Fundraising
  • $24,126,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $450 helped Jose Isidro to buy corn seed, beans, fertilizer, weed-killer and tools.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Dec 22, 2012
Listed
Dec 27, 2012
Currency Exchange Loss:
N/A
Ended:
Nov 17, 2013