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Vicente Javier
Vicente is 43 years old. He is married and has two children. He lives alone in the Zapotal Nuevo district, which belongs to the Ventanas canton in the province of Los Rios. He belongs to the rural communal bank "Los Amigos," which is located in the Zapotal Nuevo district in the Ventanas province and is dedicated to farming and livestock-raising businesses.

Vicente works in agriculture, planting corn and raising barnyard animals such as chickens and ducks. With the loan he will be able to buy supplies such as fertilizers, compost, and insecticides to avoid pests and diseases, in addition to balanced animal feed. He makes his purchases in the city of Ventanas.

His dream is to buy some land. In his free time he likes to play sports.
View original language description ↓
Vicente tiene 43 años de edad es casado tiene dos hijos vive solo en el Recinto ZAPOTAL NUEVO perteneciente al Cantón Ventanas Provincia de Los Ríos.

Pertenece a la Ventanilla LOS AMIGOS se encuentra ubicada el recinto ZAPOTAL NUEVO , perteneciente al cantón Ventanas se dedica a labores agrícolas y pecuarias.

Vicente se dedica a la agricultura a la siembra de maiz y la crianza de animales de corral como pollos y patos. Con el crédito podrá comprar insumos como: fertilizantes, abonos, insecticidas para evitar las plagas y enfermedades, ademas alieto para los animales balanceado. Las compras las realiza en la ciudad de Ventanas.

El sueño es comprar un terreno, en los tiempos libres le gusta salir hacer deporte.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 45
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Vicente Javier to buy fertilizers, compost, and insecticides to avoid pests and diseases, as well as balanced feed for his animals.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Dec 7, 2012
Dec 27, 2012
Currency Exchange Loss:
Aug 17, 2013