She has already been in the business for some time, and that has given her valuable sales experience that allows her to earn the best profits. She sells from her home and door-to-door, and is very well known by local people. She has gotten many customers, who prefer her for the quality of the products, the good prices, and especially, the excellent service.
She is a determined woman, devoted to her work. Every day she does her best to secure a better future, with new opportunities, away from the social violence that her community is a victim of. Each day she strives to the maximum, as she is happy with her work and doesn't want to let her family down. In recent weeks demand for products has increased, and she needs to undertake a new investment. That is why she is applying for a loan that will allow her to buy cosmetics, creams, perfumes, etc.
This young woman is motivated, and thankful for the support. She knows she has good payment references and is very responsible. She says she will be able to pay back the debt, and at the same time has confidence that she can bring financial security to her modest household.
More information about this loan
This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.
Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.
About Apoyo IntegralApoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.
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