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The motivation to excel herself is one of the most important dreams of this woman, who lives with her family in her own house. She looks forward to a new beginning where she would leave the crime that surrounds her. She feels this is one of the best decisions she has made and is proud of it. She has been working as a housekeeper for a while and is an active and entrepreneurial woman, dedicated to her job and with many goals that she wishes to reach. She is working hard towards a more prosperous future and is very happy with her decision.

As every working person, she wants to improve her life conditions and plans to repair some flaws in her house to improve the comfort and safely of everyone in her home. She will use the requested loan to buy ceramic floor, cement, tools, etc. She has good repayment references, is very responsible and feels confident that she will be able to repay the loan as well as to bring financial security to her home.
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La motivación de superarse es uno de los sueños mas importantes de esta mujer que vive junto a su grupo familiar en casa propia, quiere tener un nuevo comienzo y dejar la vida de delincuencia que la rodea, siente que es una de las mejores decisiones que ha tomado y se siente orgullosa de eso, es empleada domestica desde hace tiempo, una mujer activa, emprendedora, dedicada a su labor, y con muchas metas que desea lograr, esta trabajando duro por alcanzar un futuro mas prospero y se siente muy contenta con su decisión, como toda persona trabajadora quiere mejorar sus condiciones de vida reparando su casa de algunos desperfectos pues asi traerá mas comodidad y seguridad para todos en su hogar, quiere realizar una nueva inversión por eso solicita un credito que le permita comprar piso cerámico, cemento, herramienta etc. Tiene buenas referencias de pago y es muy responsable, asegura que podrá saldar la deuda y a la vez confía que llevara a su hogar seguridad económica.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $7,500
    Average annual income
  • 633
    View loans »
    El Salvador Loans Fundraising
  • $28,078,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped this borrower to buy ceramic floor, cement and tools.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Dec 18, 2012
Jan 8, 2013
Currency Exchange Loss:
Aug 17, 2015