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Teofilo is 62 years old and married with one son. He lives with his wife and the children in the community of Zapotal Nuevo, which belongs to the canton of Ventanas in the province of Los Ríos.

He belongs to the Los Amigos communal bank, also located in Zapotal Nuevo, which is dedicated to agriculture and livestock.

Teofilo makes a living sowing corn and raising farm animals, such as chickens and ducks. With this loan, he will be able to buy supplies such as fertilizers, manure, and insecticides to avoid infestation and disease, as well as balanced feed for the animals. He buys his supplies in the city of Ventanas.

His dream is to buy a plot of land. In his free time, he likes to play the guitar.
View original language description ↓

Teofilo tiene 62 años de edad es casado tiene un hijo vive con la esposa y con los hijos en el Recinto ZAPOTAL NUEVO perteneciente al Cantón Ventanas Provincia de Los Ríos.

Pertenece a la Ventanilla LOS AMIGOS se encuentra ubicada el recinto ZAPOTAL NUEVO , perteneciente al cantón Ventanas se dedica a labores agrícolas y pecuarias.

Teofilo se dedica a la agricultura a la siembra de maiz y la crianza de animales de corral como pollos y patos. Con el crédito podrá comprar insumos como: fertilizantes, abonos, insecticidas para evitar las plagas y enfermedades, ademas alieto para los animales balanceado. Las compras las realiza en la ciudad de Ventanas.

El sueño es comprar un terreno , en los tiempos libres le gusta tocar la guitarra,

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 58
    View loans »
    Ecuador Loans Fundraising
  • $24,312,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Teofilo to buy fertilizers, manure, and insecticides to avoid infestation and disease, as well as balanced feed for animals.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Dec 7, 2012
Dec 27, 2012
Currency Exchange Loss:
Aug 17, 2013