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Mirtha
Mirtha, 45 years old, is a diligent, hardworking woman with many business ideas and dreams of success. She is with Julio, who is in transportation. They live comfortably together in their own house.

Mirtha has a business selling a variety of merchandise, such as clothing, purses, stuffed toys, ornaments and other items, as well as beauty products such as nail polish, face creams, perfumes and so forth. She buys all these products by catalog and then sells them from her home to her neighbors and friends, all of whom are regular customers. She also gets referrals.

She started her business more than ten years ago with her own capital, drawn from her savings. She has run the business alone until now. She feels it has been quite profitable based on the income she earns when she sells all the merchandise she has in stock. She says she decided to start her own business to help her husband with household expenses and to have a source of income. She also wanted to have a job and to feel productive.

In the future she hopes to able to expand her inventory and see her business grow. This will be her fifth loan from MFP. She hopes to obtain a small loan so that she can meet her objectives. She is committed to making all of her payments on time so that she will have a good credit history.

With the sum requested, S/.3,500, she will purchase merchandise such as beauty products and gifts for Christmas and the New Year and expand her inventory. She seeks reasonable prices for her purchases so that she will have higher earnings.
View original language description ↓
Mirtha, de 45 años de edad, es una mujer trabajadora y empeñosa, además tiene muchas ideas de negocios e ilusiones de salir adelante. Esta con Julio quien se dedica al transporte. Juntos habitan cómodamente su propia casa. La actividad que realiza Mirtha es la venta de mercadería variada como ropas, carteras, peluches, adornos y otros, además de productos de belleza como esmaltes, cremas faciales, perfumes y otros. Todos estos productos son comprados por catálogos para ser vendidos desde su casa entes sus vecinas y amistades siendo sus clientes habituales, además de los recomendados.
Se inició hace más de 10 años contando con un capital propio fruto de sus ahorros y hasta el momento lo viene realizando sola.
Considera a su negocio bastante rentable por las ganancias que le deja al acabar todos los productos que tiene en stock.
Comenta que decidió empezar con este negocio propio para ayudar a su esposo con los gastos del hogar y contar con ingresos económicos, además de contar con un oficio y sentirse una persona productiva.
En el futuro espera poder aumentar el stock de su mercadería y ver crecer su negocio. Por tanto éste será el préstamo número 05 con la institución MFP. Espera de un pequeño préstamo para que pueda cumplir con sus objetivos. Por eso tiene el compromiso de cumplir con los pagos de sus cuotas para tener un buen record crediticio.
Con el monto solicitado de 3500 nuevos soles, lo invertirá en la compra de mercadería como productos de belleza, y regalos por fiestas navideñas y año nuevo y aumentar su stock, buscando precios cómodos por sus compras, de esa manera obtendrá mayores ingresos.

About Peru

  • $6,715
    Average annual income
  • 78
    View loans »
    Peru Loans Fundraising
  • $55,213,250
    Funds lent in using Kiva
  • 2.5
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,375 helped Mirtha to purchase beauty products and gift items for the Christmas holidays.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 6, 2012
Listed
Dec 27, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 19, 2013