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Motivation for getting ahead is one of this man’s most important dreams. He lives with his family in a home of his own. He wants a new business and leave behind the life of crime that surrounds him. He feels that this is one of the best decisions he has made and is proud of this. He sells vegetables such as tomatoes, peppers, onions, and other things and has for more than three years. He has many customers who prefer to buy from him because he provides a quality product and above all excellent service. He is a young, active entrepreneur dedicated to his work and with many goals that he wants to accomplish. He is working hard to reach a more prosperous future and he is happy about his business. His customer demand has increased in recent weeks and he is asking for a loan to buy vegetables in quantity. He has good payment references and is very responsible. He is satisfied with the assistance and assures us that he will pay off his debt. He is also confident that he will provide a financially secure household.
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La motivación de superarse es uno de los sueños mas importantes de este hombre que vive junto a su grupo familiar en casa propia, quiere tener un nuevo comienzo y dejar la vida de delincuencia que lo rodea, siente que es una de las mejores decisiones que ha tomado y se siente orgulloso de eso, se dedica a la venta de verduras, tomates, chiles, cebolla entre otros desde hace mas de tres años, ya tiene mucha clientela que lo prefiere por la calidad del producto, por los precios accesibles y sobre todo por el servicio excelente, es un joven activo, emprendedor, dedicado a su labor, y con muchas metas que desea lograr, esta trabajando duro por alcanzar un futuro mas prospero y se siente muy contento con el negocio, en las ultimas semanas aumento la demanda por lo que quiere realizar una nueva inversión por eso solicita un credito que le permita comprar verduras por mayor. Tiene buenas referencias de pago y es muy responsable, se siente satisfecho con la ayuda y asegura que podrá saldar la deuda, a la vez confía que llevara a su hogar seguridad económica.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 713
    View loans »
    El Salvador Loans Fundraising
  • $26,152,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped this borrower to buy vegetables.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 6, 2012
Jan 8, 2013
Currency Exchange Loss:
Dec 19, 2013