Check out other loans that are currently fundraising!

Update on Bernardina

The member is continuing with her business selling natural herbal products that are useful for health. She is also still working in a dental office. She has already been in this business for seven years and it is going very well. Her dream is to expand her natural products sales business.

She is requesting the loan to purchase natural products. She is happy with the loan and is committed to making her payments.
View original language description ↓
La socia se sigue dedicando al negocio de venta de productos naturales a base de hierbas que son utiles para la salud,la socia tambien sigue trabajando en un consultorio dental,la socia ya tiene 7 años en este negocio y le va muy bien,el sueño de la socia es ampliar el negocio de venta de productos naturales.La socia solicita el credito para comprar productos naturales.

La socia esta feliz con el credito ys e compromete a cumplir los pagos de su cuota

Previous Loan Details

The member, Bernadina, is continuing with her work in the dental office with her husband. The member also sells natural products. She sells natural herbal medicine based products. In the future, the member wants to expand her dental office and show her natural products in display cases, in the sa... More from Bernardina's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 99
    View loans »
    Peru Loans Fundraising
  • $58,947,825
    Funds lent in using Kiva
  • 2.5
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Bernardina to buy natural herbal products to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 28, 2012
Jan 1, 2013
Currency Exchange Loss:
Jun 17, 2013