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Norma
Norma is 42 years old. She is a woman with a great desire to make progress and get ahead in life. She is also friendly and polite with everyone. She lives with Henry, who is a laborer and the father of her 14 year old son. Together they live comfortably in their own house, which they bought with a lot of hard work.

Norma’s business is selling foods in the afternoons, such as juanes [similar to a tamal] and stuffed potatoes. She prepares them in her house and sells them by walking with a tray of them to the sawmills near her house.

She started out by selling purple corn and fruit pudding and grew her capital. Then she started growing and changing the business to sell different kinds of foods until she had a lot of customers who ate everything she made.

She considers the business to be successful because of the earnings it makes her and because she always sells all of her products.

She decided to start this business because of the need for an additional income to help her husband out since his income wasn’t enough to cover the household expenses.

She is seeing good results from her business. In the future she hopes to open a restaurant business because she likes to cook. This will be her first loan with Microfinanzas Prisma. She is happy knowing that she will have financial support to advance her business. She is also happy with her communal bank because she knows the members and considers them to be responsible and supportive people.

With the requested amount of PEN 500.00 (Peruvian nuevos soles), she will buy ingredients necessary for making her foods so that she will have stock available. She hopes to find low prices and buy in volume.
View original language description ↓
Norma, de 42 años de edad, es una mujer con muchas ganas de progresar y salir adelante, además de ser amable y cordial con las personas. Es conviviente con Henry quien es obrero y padre de su hijo de 14 años de edad. Juntos están cómodamente instalados en su propia casa que compraron a base mucho esfuerzo.
La actividad que realiza Norma es la venta de comidas por las tardes como juanes y papas rellenas. La preparación la realiza en su casa y la venta de forma ambulatoria caminando con una bandeja por los aserraderos cercanos a su casa.
Se inicio vendiendo mazamorras moradas logrando hacer crecer su capital, luego fue aumentado y cambiando al negocio de venta de distintas viandas logrando bastante acogida y terminando todo lo que preparaba, y hasta el momento lo realiza sola.
Considera su negocio bastante rentable por las ganancias que le deja y logra terminar todos sus productos.
Decidió a empezar con esta actividad por la necesidad de contar con un ingreso adicional para apoyar a su pareja pues los ingresos de él no les alcanzaban para cubrir los gastos del hogar.
Esta viendo los buenos resultados que tiene en su negocio, desea en un futuro abrir un negocio de un restaurante pues le gusta cocinar. Por tanto éste será el préstamo número 01 con la institución MFP. Está contenta de saber que contará con un apoyo financiero para avanzar con su negocio. Por otro lado, está contenta con su banco comunal pues conoce a sus integrantes y los considera ser personas responsables y solidarias.
Con el monto solicitado de 500 nuevos soles, los invertirá en la compra de los ingredientes necesarios para la preparación de sus alimentos, para así tener un stock disponible y espera encontrar precios bajos por sus compras en volumen.

About Peru

  • $12,000
    Average annual income
  • 117
    View loans »
    Peru Loans Fundraising
  • $57,346,050
    Funds lent in using Kiva
  • 2.5
    Peru Nuevos Soles (PEN) = $1 USD