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Rosa Juana

Update on Rosa Juana

Rosa is forty years old. She is in a common law marriage and has two children. She lives with her husband and their two children in Ventanas cantón, in Los Rios province.

The Cevallos communal bank is located in the small town of San Francisco, which belongs to the parish of San Juan de Pueblo Viejo. The members work in agricultural activities.

Rosa works in agriculture, planting cacao. She also raises animals such as chickens and pigs. She is requesting the loan to buy fertilizers, herbicides, urea, and also to buy a pig and food for the animals.

With the support of the loan, she will buy what she still needs for planting her cacao and she will also buy an animal. Her dream is to have some land.

In her free time she takes care of her animals.
View original language description ↓
Rosa tiene cuarenta años de edad vive en unión libre tiene dos hijos, vive con el esposo y con los hijos en el Cantón Ventanas provincia de los Ríos.

VRC CEVALLOS, SE ENCUENTRA UBICADA EN EL RECINTO SAN FRANCISCO, PERTENECE A LA PARROQUIA SAN JUAN DE PUEBLO VIEJO SE DEDICAN A LABORES AGRICOLAS.

Rosa se dedica a la agricultura a la siembra de cacao, además se dedica a la críanza de animales como gallinas y cerdos. Solicita el crédito para comprar abonos, líquido mata maleza, urea y comprar un cerdo y alimento para los animales.

Con el apoyo del crédito podrá comprar lo que le hace falta para la siembra de cacao y podrá comprar un animal. El sueño es tener un terreno.

En su tiempo libre se dedica a sus animales.

Previous Loan Details

Rosa Juana is 40 years old. She lives with her common-law husband and two children in Ventanas canton, in los Ríos province. The Cevallos community bank is located in San Francisco, in San Juan de Pueblo Viejo parish. The group's members work in agriculture. Rosa Juana's business is raisi... More from Rosa Juana's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 104
    View loans »
    Ecuador Loans Fundraising
  • $24,223,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Rosa Juana to buy fertilizers, herbicides, urea, and also to buy a pig and food for her animals.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Dec 6, 2012
Listed
Dec 27, 2012
Currency Exchange Loss:
N/A
Ended:
Jul 19, 2013