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Luis Alfredo

Update on Luis Alfredo

Luis is 25 years old, lives in a free union, and has a daughter. He lives with his wife and daughter in Ventanas Canton in the Los Ríos Province.

Cevallos Communal Bank is located in the rural community of San Francisco, in the parish of San Juan de Pueblo Viejo. Its members make their living doing agricultural work.

Luis Alfredo makes his living raising animals such as hens and pigs. He is applying for a loan to buy chickens, ducks, pigs and feed. With the support of the loan, he will be able to buy more animals to raise. His dream is to buy a house. In his free time, he walks with his daughter.
View original language description ↓
Luis tiene 25 años de edad vive en unión libre tiene una hija, vive con la esposa y con la hija en el Cantón Ventanas provincia de los Ríos.


Luis Alfredo se dedica a la cría de animales como gallinas y cerdos. Solicita el crédito para comprar pollos, patos, cerdos y alimentacion.Con el apoyo del crédito podrá comprar mas animales para la cría.

El sueño es comprar una casa.En su tiempo libre caminar con la hija.

Previous Loan Details

Luis Alfredo is 24 and lives in a common-law marriage, and has a daughter. He lives with his wife and two-year-old daughter in the Ventanas Canton, Province of Los Rios. The communal bank "Cevallos" is located in the region of San Francisco. It belongs to the parish San Juan de Pueblo Viejo. ... More from Luis Alfredo's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 46
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Luis Alfredo to buy chickens, ducks, pigs and feed.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Dec 6, 2012
Jan 1, 2013
Currency Exchange Loss:
Jul 19, 2013
This photo was used before for a previous loan for Luis Alfredo. It was first posted on Kiva on Jun, 2012. Learn More