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Monica Isabel

Update on Monica Isabel

Mónica Isabel is 32 years old. She is in a common-law relationship, and she has a son. She lives with her husband and her eight year old son in the Ventanas canton in the Los Ríos province. The Cevallos community bank is located in the recinto San Francisco in the San Juan de Pueblo Viejo parish. They work in agriculture.

Mónica Isabel rears animals such as chickens and pigs. She is requesting the loan to purchase chickens, pigs, and ducks. With the loan, she will be able to buy more animals to rear and sell at good prices.

Her dream is to buy more animals and for her business to grow. Her main challenge is the competition. In her free time she takes care of her animals.
View original language description ↓
Mónica Isabel tiene 32 años vive en unión libre tiene un hijo, vive con el esposo y con el hijo de ocho años de edad en el Cantón ventanas provincia de los ríos.

VRC CEVALLOS, SE ENCUENTRA UBICADA EN EL RECINTO SAN FRANCISCO, PERTENECE A LA PARROQUIA SAN JUAN DE PUEBLO VIEJO SE DEDICAN A LABORES AGRICOLAS.

Mónica Isabel se dedica a la crianza de animales como gallinas y cerdos. Solicita el crédito para compra de animales cómo pollos, cerdos, patos.
Con el apoyo del crédito podrá comprar mas animales para críarlos y poder venderlos a un buen precio.


El sueño de la señora es comprar más animales y que el negocio cresca. El desafío al que se enfrenta es la dcompetencia.En su tiempo libre se dedica a sus animales.

Previous Loan Details

Mónica Isabel is 32 years old. She is in a common-law relationship. She has a son. She lives with her husband and her eight year old son in the Ventanas canton in the Los Ríos province. The Cevallos community bank is located in the recinto San Francisco in the San Juan de Pueblo Viejo parish... More from Monica Isabel's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 48
    View loans »
    Ecuador Loans Fundraising
  • $24,300,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Monica Isabel to purchase animals like chickens, pigs, and ducks to rear.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Dec 6, 2012
Listed
Dec 27, 2012
Currency Exchange Loss:
N/A
Ended:
Jul 19, 2013