Teresa is fifty-four years old and is married. She does not have any children and lives with her husband in the district of Tarira, which belongs to the Ventanas canton in the Los Ríos province.
She belongs to the communal bank RENACER, which is located in the district of Tarira, belonging to the Ventanas canton. Members make a living in agricultural activities and in working with livestock.
Teresa makes a living in agriculture, growing corn and rice. With the loan, she will be able to buy materials like fertilizer, manure, and insecticide to avoid plant pests and diseases. She will buy the items in the city of Ventanas. The credit helps her to grow her income and crops.
Her dream is to travel in a plane. In her free time, she likes to feed the pigs.
Teresa tiene 54 años es de estado civil casada no tiene hijos vive con el esposo en el Recinto TARIRA perteneciente al Cantón Ventanas Provincia de Los Ríos.
Pertenece a la Ventanilla RENACER se encuentra ubicada el recinto TARIRA, perteneciente al cantón Ventanas se dedica a labores agrícolas y pecuarias.
Teresa se dedica a la agricultura a la siembra de maíz y arroz. Con el crédito podrá comprar insumos como: fertilizantes, abonos, insecticidas para evitar las plagas y enfermedades. Las compras las realiza en la ciudad de Ventanas. El crédito le ayudado para aumentar los ingresos y los cultivos.
El sueño es viajar en avion. En los tiempos libres le gusta alimentar a los chanchos.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!