Ndue, 46, is married and has three school-aged children, ages 17, 15, and 13. They live in a small city in the northern region of Albania.
Ndue has been practicing welding for the last five years, and he finds himself passionate about his profession. His clientele has grown throughout the years, thanks to his work and attributes. While his immediate goals include expanding his activity, his long-term goals include improving his family’s living conditions because they are not good, according to him.
This loan would be his first one, yet Ndue wants to assure lenders that he will pay the monthly installments on time.
About VisionFund Albania
VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.