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Nataliya
Nataliya is a farmer. Since 1996 she has been growing strawberries, garlic, and tomatoes. Her children, aged 16 and 32, help her with the farm. She started her business growing cabbage and tomatoes.

Nataliya and her children have decided to buy equipment for a well and pump since their region has a lot of problems with water for irrigation, especially during the summer dry season when they have to water the strawberries by hand.

Among their plans for the future are to plant maize and to build a greenhouse for growing strawberries. One of Nataliya's personal plans is to provide her youngest son with an education.

She needs your help to finance the well and pump equipment.
View original language description ↓
Наталья - фермер. С 1996 года занимается выращиванием клубники, чеснока и помидор.
Справляться по хозяйству ей помогает двое детей 16-ти и 32-х лет.
Развитие деятельности начиналось с выращивания капусты и помидоров.
Наталья с детьми решила приобрести оборудование для скважины и насос, т.к. в данной местности существуют большие проблемы с водой для полива, особенно в летний период засухи, полив клубники приходится осуществлять вручную.
В планах на будущие: посадить кукурузу, а также в планах поставить теплицу для выращивания клубники.
В личных планах: обеспечить образованием младшего сына .
Нуждается в вашей помощи для финансирования оборудования для скважины.

Additional Information

About Agro Capital Management

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

ACM uses a financing model that is relatively unique. Typically, a microfinance institution will lend money to farmers, who then purchase products they need to have a successful harvest and pay back the loan. In ACM's model, the organization purchases the agricultural goods before reselling them to small farmers on an affordable payment plan. This allows farmers to begin using the goods they buy without having to pay in full upfront.

As part of ACM's offering, clients receive training to improve crop yields. In order to cover its costs, the organization charges a small service fee. The amount of each Kiva loan includes both the cost of agricultural supplies and the service fee. As with all Kiva loans, repayments will be returned to lenders on the schedule outlined.

About Ukraine

  • $8,000
    Average annual income
  • 4
    View loans »
    Ukraine Loans Fundraising
  • $6,208,075
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD