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Ramesh is a 38-year-old differently able person living with his parents, wife and a child who is in school in Odisha, India. He owns a variety store in his village. He sells biscuits, hair oil, talcum powder, soaps, detergents, eggs, chocolates and other daily household consumables. He has good relations with his customers, as he serves his customers in the best way he can.

His family lives on 5,000 INR per month currently and he wants to earn more for betterment of his family. He has requested a loan of 30,000 INR to buy more variety of the stock he is selling right now and offer a better quality and range of products to his customers. He can send his child to a good school and see him well educated.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 35
    View loans »
    India Loans Fundraising
  • $5,640,525
    Funds lent in using Kiva
  • 54.8
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $550 helped Ramesh to purchase hair oil, talcum powder, soaps, detergents, eggs, chocolates, etc. for his variety shop.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Dec 22, 2012
Dec 27, 2012
Currency Exchange Loss: